Debt Recovery Lawyers in Kenya

When an individual or business fails to pay what they owe, recovering your money can become stressful and complicated. Marilyn Law & Associates provides legal guidance and representation to help creditors pursue unpaid debts and take appropriate action to recover what is lawfully due.

From overdue invoices and business debts to unpaid loans and contractual obligations, we help you understand your options and take the right legal steps.

What You Need to Know About Debt Recovery in Kenya

When someone owes you money, taking the right legal steps can make the difference between recovering the debt and allowing the situation to become more difficult. Whether the debt arises from a business transaction, unpaid invoice, loan, contract or another obligation, understanding your rights is the first step.

Questions Kenyans Ask

Debt recovery can raise difficult questions, especially when someone refuses to pay, ignores repeated requests or disputes the amount owed. Here are some of the common questions Kenyans ask about recovering unpaid debts, invoices, loans and other amounts legally owed to them.

Someone owes me money but keeps promising to pay. What can I do?

You do not have to keep relying on promises to pay. Where a genuine debt exists, you can take formal steps to demand payment and, where necessary, pursue legal proceedings to recover the amount owed.

Did You Know?

Keeping records of the amount owed, previous payment promises and your attempts to recover the money can help support your claim.

Can I send a demand letter before taking someone to court?

Yes. A demand letter can formally notify the debtor of the amount owed, the basis of the claim and the action required to resolve the matter. In appropriate cases, this may lead to payment without having to commence court proceedings.

Did You Know?

A well-drafted demand letter can also clearly establish your position and create a record that you attempted to resolve the dispute before escalating the matter.

How We Help With Debt Recovery Law

Recovering money that is rightfully owed to you requires more than repeatedly asking the debtor to pay. At Marilyn Law & Associates, we help individuals and businesses understand their legal options, pursue legitimate claims and take appropriate steps towards recovery.

We begin by reviewing the circumstances surrounding the debt, including contracts, invoices, loan records, payment histories and other available evidence. This helps establish the strength of your claim and the most appropriate recovery strategy.

A properly prepared demand can formally put a debtor on notice that payment is required. We draft and issue demand letters setting out the amount claimed, the basis of the debt and the action required to resolve the matter.

Some debts can be recovered without commencing court proceedings. We assist with negotiations and settlement discussions where a practical agreement can be reached, including appropriate repayment arrangements.

Businesses can face serious cash-flow problems when customers fail to pay for goods or services. We assist businesses in pursuing outstanding invoices and other commercial debts supported by enforceable obligations.

Where money has been advanced and remains unpaid, we help creditors assess the available evidence and pursue appropriate legal remedies for recovery.

We assist businesses dealing with unpaid contractual obligations, supplier or customer debts and other commercial claims. Our approach focuses on protecting your financial interests while pursuing an efficient route to recovery.

Why Clients Trust Marilyn Law

Choosing the right lawyer is about more than knowing the law. It is about having a legal partner who listens to your concerns, understands your circumstances, communicates clearly and helps you make informed decisions. At Marilyn Law & Associates, we combine legal knowledge with a practical, client-focused approach to help individuals, families and businesses navigate legal matters with confidence.

Why Early Legal Advice Matters

Our Approach

What Happens After You Contact Us?

Every legal matter is unique, but our approach remains the same—listen first, advise clearly, and act strategically. From your first consultation to the resolution of your matter, we’re committed to keeping you informed and supported every step of the way.

Rather than simply reacting to legal disputes, we focus on helping our clients understand their position, evaluate their options, and move forward with confidence.

01. Listen

We begin by understanding your circumstances, reviewing relevant documents, and identifying the legal issues affecting you.

01. Listen

We begin by understanding your circumstances, reviewing relevant documents, and identifying the legal issues affecting you.

02.Assess

We evaluate your situation against the relevant laws, contractual obligations, and available evidence to provide clear legal guidance.

03. Advise

We explain your rights, obligations, potential risks, and practical options, ensuring you understand every step before making important decisions.

04. Resolve

Where possible, we pursue practical solutions through negotiation or alternative dispute resolution. Where litigation becomes necessary, we provide strategic representation to protect your interests.